Financial Wellness and Responsible Emergency Funds
Emerge is a workplace benefit focused on helping your employees keep more of their paychecks.
We've created our holistic approach to financial wellness to appeal to employees at a range of income levels- including those people who may not have access to mainstream banking products.
The Only Comprehensive Workplace Financial Wellness Program - The Emerge financial wellness program helps employees focus on their jobs by providing practical solutions to everyday financial stressors, achievable recommendations, and customized resources for a full range of personal and job-related financial issues; 24 hours a day, 365 days a year.
The Financial Wellness Resource Center:
The foundation of our 100% turnkey wellness program is the Emerge Financial Wellness Resource Center with best-in-class online multimedia, including:
- Hundreds of videos
- Educational games and calculators
- Certified one-on-on personal coaches
- Dedicated employee support number 24/7
- Interactive courses and quizzes
- Video e-Learning
- Financial calculators
- Webinars
The Emerge Program Strengthens Workers' Financial Resiliency
The Financial Wellness Resource Center is complemented by optional, free and unlimited one-on-one financial coaching and access to apply for fair and responsible emergency funds through our partner financial institutions with zero liability for you, the employer. Your employees can build credit, gain access to conventional banking relationships, and start saving for the future.
Call us at 1-800-987-4368 to learn how we can help your employees build financial stability.
Client Profiles:
Candice is a 54 year old Washingtonian who has worked full-time with a social services agency for the past 10 years to help improve her community. She has a steady income and works an extra part-time job to stay ahead, but this winter her car broke down and she needed $1500 for the repairs right away. Candice needed to pay the bill immediately, and with Emerge she was able to get her car back on the road and spread the payments over the next 8 months, while at the same time improving her credit. “I’ve been working for a long time to get things back on track and this was a great way to build up my credit… I loved it because you didn’t have to go anywhere – just make a phone call, they walk you through the form, they are discrete and handle everything with grace.."
Daniel is a 58 year old from Louisiana who has worked as a security guard for 4 years. This winter he was struggling to keep up with bills. The Emerge Loan provided a lower interest rate than his alternatives and gave him financial peace of mind. Daniel borrowed $1000 to pay off debts and repay automatically with a small amount from each paycheck. After the eight month payback, he’ll continue with automated deposits from his paycheck to build up his savings.
Andrea is a 27 year old who works as a receptionist at a social services agency. Though she’s been employed there for four years, she never had a chance to build a positive credit history and now when she tries to apply for a credit card she is declined. She made a plan to go on an international trip next year and is saving for it, but she needed the money to buy her flight ticket now before the price goes up. After being turned away at other financial institutions, she was able to borrow $600 through Emerge to pay back over the next 8 months. Now she can make plans early and build credit, laying the groundwork for a stronger financial future.